Peacefully at home, Cliff died at the age of 84 from kidney failure due to his long‑term battle with diabetes, on January 20, 2026, in St. Hubert, QC. He is predeceased by his parents, Gertrude Musgrave and Henry Horrell; his sister, Joan Margaret; and his brother and sister‑in‑law, Eddy and Joan Patricia, and survived by his youngest brother, Robert (Françoise). Mourning deeply his passing are his loving wife, Patricia; his cherished children, Michael (Sylvie), Natalie (Tim), and Christopher (Justine); and his adored grandson, Jaiden. He will also be deeply missed by his special nieces and nephew—Heather, David, Judith, and Caroline—his mother‑in‑law, Jeannette, as well as extended family and friends.

As a child, Cliff grew up in Longueuil and at Sixteen Island Lake, where he embraced the outdoors. He later shared that love of nature and mentorship as a Cub Scout leader with Scouts Canada. A Freemason, he rose from being a brethren of the Westmount Lodge No. 76 to Worshipful Master, embodying the values of respect, kindness, honesty, and tolerance. Professionally, he dedicated over five decades to guiding his clients through the complexities of special risk insurance, including as Senior Vice‑President at Aon Reed Stenhouse, before becoming “happily retired”.

Personally, his life was rich on so many levels, and he enriched the lives of all those around him: fun family dinners and activities (cards, cribbage), his passion for woodworking and the many home projects he tackled with care and creativity, coaching boys’ baseball, travelling with Patricia across Europe, Asia, New Brunswick and other parts of Canada, golfing in Myrtle Beach and playing pool with “the guys”, camping at Blue Haven in New York State, reading copiously (Balducci, Grisham, Clancy, etc.), playing chess with his older brother, cheering on his beloved Boston Bruins while Patricia championed the Habs (!), educating anyone who would listen about “true country music”—notably George Jones, Loretta Lynn, Patsy Cline, Dwight Yoakam and bluegrass—watching old classic movies, and satisfying an adventurous palate that ranged from spicy food, lamb and desserts to strong tea and Bourbon.

Cliff truly loved life and his family, and he was loved through and through. 

He will be missed terribly, but shared history and stories will preserve all the extraordinary moments.

Special thanks to the healthcare professionals at Charles‑Lemoyne Hospital for exceptional care. 

The family will receive visitations at Urgel Bourgie/Athos (8145, Ch. De Chambly, Saint‑Hubert, J3Z 0H4) on February 16th from 1pm-3pm, followed by a service in the chapel at 3pm. 

In lieu of flowers, a donation to the Kidney Foundation of Canada or Diabetes Canada.